Roth Ira Limits 2024 Fidelity 2024. The same combined contribution limit applies to all of your roth and traditional iras. If you file taxes as a single person, your modified adjusted gross income (magi) must be under $153,000 for tax year 2023 and $161,000 for tax year 2024 to contribute to a roth ira, and if.

The contribution limit for a roth ira is $7,000 (or $8,000 if you are over 50) in 2024. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those.